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Art of Negotiation

Everything is negotiable when buying a house. For some reason, most buyers either don't believe it or don't like it. Here's a partial list of what's negotiable when you buy a home:

• Price

• Financing

• Closing costs (except where specified by financing or law)

• Occupancy (When can you get the key and move in?)

• Painting (Will the seller repaint a portion of or the entire house?)

• Repairs (Will the seller repair the roof, plumbing, windows, etc., and what kind and quality of repairs will be made?)

• Yard (Will the seller remove unwanted trees, bushes - put in desired landscaping?)

• Fixtures (Which lights, fans, appliances, etc. stay and which go?)

• Wall coverings (Do the drapes stay or go?)

• Furniture (Will the seller include certain pieces?)

• Prepaid taxes and insurance (Will the seller credit you with these?)

Ultimately, how you fare when buying a home is going to be a direct result of your knowledge. The more you know, the better position you'll be in to negotiate.